Vibecredit

Online loan app from the Nigeria trusted lending company. Get qui...

50,000+

Total Global Downloads

Bundle ID
com.vibecredit
Developer
Instawave Internet Technology
Category
Finance
Price
Free
Update Time
Dec 1, 2023
6912 Ratings
4.4267426

Bundle ID
com.vibecredit
Developer
Instawave Internet Technology
category
Finance

Price
Free
Update Time
Dec 1, 2023
6912 Ratings
4.4267426

Screenshots & Media

App Info

Released on Aug 30, 2023
Current Version 1.0.2
Age Rating Rated for 3+
Developer Email ***********
App Support
Privacy Policy https://app-api.metromoney.net/wap/agreement?system=metromoney&name=register_new

Description

Vibecredit is an application that allows you to apply for loans online, with security, speed and no hidden fees.

Loan Product Information:
Loan amount: ₦30000 to ₦300000
Loan term: 120 days to 360 days
Interest rate: 24% annualized interest rate
Processing Fee: ₦ 60 ~ ₦ 2,000 for one-time charge depending on loan tenure and amount；
GST: 18% of the Processing Fee in accordance with the policy and laws;
APR: Up to 45% (Annual Percentage Rate including Interest, Processing Fee and GST);

An example:
Loan Amount: ₦10,000
Tenure: 2 months with interest Rate: 25.55% per annum
Interest = ₦10,000 * 25.55% / 365 * 91 = ₦637;
Processing Fee = ₦200;
GST = ₦200 * 18% = ₦36;
Repayment Amount: ₦ 10,873=₦10,000 + ₦ 637 + ₦ 200 + ₦ 36;
APR = (₦ 10,873 - ₦ 10,000) / ₦ 10,000 / 91 * 365 = 35.01%;

How to use the Vibecredit?
1. Download from the Google play and log in with your mobile number to register;
2. Select the product you would like to apply for and fill in your personal information;
3. The final application result will be shown in the APP after get approved;
4. Receive your loan straight into your bank account.

Why choose Vibecredit?
Transparency: Vibecredit is a product of online loan service, registered under Nigeria law.
Instant Personal Loan: you can Get 24*7 access the money anywhere, anytime.
Efficient: We process your instant loan application quickly and swiftly. No paperwork and no hassle because we put your needs first.

Eligibility:
Nigeria Resident;
18-56 years old;
Source of a monthly income;

Tips：Paying your bills on time and building a good credit history will help you to get a higher credit limit

Contact us if you have any questions:
The customer service is always ready to help you, please contact us in the following ways:
E-mail: [email protected]

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