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Capital Gold Loans
Capital Gold Loans – Fast, Secure & RBI-Compliant Gold Lendin...
100+
Total Global Downloads-
Bundle ID
com.ctl.capitalgold
-
Developer
Capital Trust Ltd. -
Category
Finance -
Price
Free -
Update Time
Jan 1, 1970 -
0 Ratings
0
-
Bundle ID
com.ctl.capitalgold -
Developer
Capital Trust Ltd. -
category
Finance
-
Price
Free -
Update Time
Jan 1, 1970 -
0 Ratings
0
Screenshots & Media
App Info
***********
Description
Capital Gold Loans – Fast, Secure & RBI-Compliant Gold LendingGet quick, transparent, and RBI-aligned gold loans only with Capital Gold Loans — powered by Capital Trust Limited (CTL), a 40-year-old, publicly listed NBFC.
Pledge and manage your gold loans securely with our branch-led, digital-first experience — simple, fast, and paper-light.
🌟 Why Choose Capital Gold Loans
🏦 RBI-Compliant Gold Lending
Fully aligned with RBI Gold Loan Directions (2025) and KYC/AML norms.
Valuation, LTV, auctions, margin calls, and releases follow RBI guidelines.
💬 Real Customer Support
Get in-app chat and phone assistance with reminders for interest payments, releases, renewals, and margin calls.
🔗 Branch-Led, Tech-Enabled
Upload documents, complete digital KYC, e-sign forms, and schedule branch visits — all in one app.
💸 Transparent Charges
No hidden fees. View interest rates, charges, and repayment details before confirming your loan.
🔒 Safe Gold Custody
Dual-control vaults, CCTV monitoring, insured storage, and full audit trails for your peace of mind.
📱 What You Can Do
✔ Apply for a gold loan
✔ Complete digital KYC and book branch appointments
✔ Track loan status from valuation to disbursal
✔ View gold value and eligible LTV instantly
✔ Pay interest or part-pay anytime via UPI/net banking
✔ Renew, release, or top-up your gold loans
✔ Download loan statements and receipts
✔ Use calculators to estimate repayment
👥 Who Can Use This App
For individuals, families, shopkeepers, and MSMEs needing short-term liquidity through gold loans only.
💰 Illustrative Example
Loan: ₹3,00,000
Tenure: 12 to 36 months
Rate of Interest: 14% – 35.40% p.a.
Interest per month: ₹3,500
Processing Fee: ₹531 (incl. GST)
Total Interest (12 months): ₹42,000
Total Repayable: ₹3,42,531
⚙️ Loan Features
• Loan Amounts: Branch-based limits
• Tenure: Short-term, renewable
• Repayment: Monthly interest with part-payment flexibility
• Charges: Transparent and shown upfront
🛡️ RBI-First Compliance
• Digital KYC & AML verification
• Standardized gold valuation process
• RBI-compliant LTV and margin calls
• Transparent auction and release policies
• In-app grievance redressal access
🔐 Security & Privacy
Your data is encrypted and your gold is stored securely under insured dual-control custody.
CTL does not share personal data except as required by law or regulation.
📲 Download Capital Gold Loans
Get fast, transparent, and compliant gold loan services only from Capital Trust Limited — trusted by customers across India for over 40 years.
Disclaimer: This app provides gold loan services only. Loan approval, valuation, tenure, and pricing depend on CTL policies and RBI regulations. Features may vary by branch and are subject to change. Refer to the in-app Key Fact Statement (KFS) and sanction letter for final terms.
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