Atlas - Rewards Credit Card

Earn cash back. Build credit.

1,000,000+

Total Global Downloads
  • Bundle ID

    com.exto.arrow
  • Developer

    Exto Inc.
  • Category

    Finance
  • Price

    Free
  • Update Time

    Dec 2, 2025
  • 99958 Ratings

    4.5723233
  • Bundle ID

    com.exto.arrow
  • Developer

    Exto Inc.
  • category

    Finance
  • Price

    Free
  • Update Time

    Dec 2, 2025
  • 99958 Ratings

    4.5723233

Screenshots & Media

App Info

Description

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.

EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.

GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.

SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.

BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.

SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.

NO HIDDEN FEES
Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan.
No other hidden, or surprise fees.


Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated.

Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see ​​atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.

Atlas, 300 Coventry Rd, Kensington, CA 94707.
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Version History

Version Time
4.7.8 Dec 2, 2025
4.7.6 Nov 28, 2025
4.7.4 Nov 17, 2025
4.7.3 Nov 13, 2025
4.7.2 Nov 6, 2025
4.6.5 Oct 28, 2025
4.6.4 Oct 23, 2025
4.6.3 Oct 19, 2025
4.5.9 Oct 9, 2025
4.5.7 Oct 4, 2025
4.5.4 Sep 26, 2025
4.5.1 Sep 25, 2025
4.4.6 Sep 20, 2025
4.4.5 Sep 18, 2025
4.4.4 Sep 8, 2025
4.4.3 Sep 4, 2025
4.3.12 Aug 29, 2025
4.3.11 Aug 27, 2025
4.3.8 Aug 23, 2025
4.3.4 Aug 21, 2025
4.3.1 Aug 16, 2025
4.2.9 Aug 12, 2025
4.2.8 Aug 9, 2025
4.2.6 Aug 6, 2025
4.2.3 Aug 5, 2025
4.2.1 Aug 4, 2025
4.1.8 Jul 30, 2025
4.1.6 Jul 26, 2025
4.1.1 Jul 23, 2025
4.0.12 Jul 21, 2025
4.0.8 Jul 19, 2025
4.0.6 Jul 18, 2025
4.0.1 Jul 17, 2025
3.7.4 Jul 16, 2025
3.7.3 Jul 9, 2025
3.7.1 Jul 2, 2025
3.6.4 Jul 2, 2025
3.6.2 Jun 19, 2025
3.6.1 Jun 11, 2025
3.5.9 May 29, 2025
3.5.8 May 22, 2025
3.5.7 May 16, 2025
3.5.5 May 9, 2025
3.5.3 May 6, 2025
3.5.2 May 3, 2025
3.4.18 May 1, 2025
3.4.17 May 1, 2025
3.4.14 Apr 26, 2025
3.4.13 Apr 23, 2025
3.4.11 Apr 18, 2025
3.4.10 Apr 17, 2025
3.4.7 Apr 12, 2025
3.4.6 Apr 9, 2025
3.4.4 Apr 9, 2025
3.4.1 Apr 3, 2025
3.3.16 Mar 30, 2025
3.3.15 Mar 28, 2025
3.3.14 Mar 26, 2025
3.3.9 Mar 15, 2025
3.3.8 Mar 13, 2025
3.3.7 Mar 9, 2025
3.3.5 Mar 7, 2025
3.3.2 Mar 4, 2025
3.3.4 Mar 4, 2025
3.3.1 Feb 22, 2025
3.2.16 Feb 20, 2025
3.2.13 Feb 17, 2025
3.2.15 Feb 17, 2025
3.2.10 Feb 7, 2025
3.2.9 Feb 6, 2025
3.2.8 Feb 5, 2025
3.2.7 Feb 4, 2025
3.2.5 Feb 3, 2025
3.2.2 Feb 1, 2025
3.1.5 Jan 26, 2025
3.1.4 Jan 25, 2025
3.1.3 Jan 23, 2025
3.1.0 Jan 23, 2025
3.0.12 Jan 18, 2025
3.0.11 Jan 12, 2025
3.0.10 Jan 11, 2025
3.0.8 Jan 9, 2025
3.0.6 Jan 8, 2025
3.0.5 Jan 7, 2025
3.0.4 Jan 4, 2025
3.0.3 Jan 2, 2025
2.9.85 Jan 1, 2025
3.0.1 Jan 1, 2025
2.9.83 Dec 21, 2024
2.9.76 Dec 16, 2024
2.9.74 Dec 7, 2024
2.9.72 Nov 20, 2024
2.9.70 Nov 18, 2024
2.9.68 Nov 2, 2024
2.9.67 Oct 30, 2024
2.9.66 Oct 29, 2024
2.9.64 Oct 25, 2024
2.9.65 Oct 25, 2024
2.9.63 Oct 21, 2024
2.9.61 Oct 15, 2024
2.9.60 Oct 12, 2024
2.9.59 Oct 9, 2024
2.9.57 Oct 7, 2024
2.9.55 Sep 28, 2024
2.9.53 Sep 19, 2024
2.9.49 Sep 15, 2024
2.9.48 Sep 12, 2024
2.9.47 Sep 11, 2024
2.9.46 Sep 11, 2024
2.9.45 Sep 5, 2024
2.9.44 Sep 3, 2024
2.9.40 Aug 30, 2024
2.9.43 Aug 30, 2024
2.9.38 Aug 8, 2024
2.9.39 Aug 8, 2024
2.9.37 Jul 25, 2024
2.9.36 Jul 25, 2024
2.9.35 Jul 13, 2024
2.9.34 Jul 13, 2024
2.9.31 Jul 12, 2024
2.9.29 Jun 19, 2024
2.9.28 Jun 12, 2024
2.9.23 Jun 10, 2024
2.9.22 Jun 2, 2024
2.9.19 May 25, 2024
2.9.18 May 22, 2024
2.9.15 May 16, 2024
2.9.12 May 15, 2024
2.9.10 May 8, 2024
2.9.9 May 4, 2024
2.9.7 May 1, 2024
2.9.6 Apr 27, 2024
2.9.5 Apr 24, 2024
2.9.4 Apr 22, 2024
2.9.3 Apr 22, 2024
2.9.2 Apr 17, 2024
2.9.1 Apr 10, 2024
2.9.0 Apr 5, 2024
2.8.7 Mar 25, 2024
2.8.6 Mar 14, 2024
2.8.2 Mar 10, 2024
2.8.1 Mar 3, 2024
2.8.0 Feb 24, 2024
2.7.6 Feb 19, 2024
2.7.1 Feb 10, 2024
2.7.0 Feb 8, 2024
2.6.6 Feb 2, 2024
2.6.2 Jan 27, 2024
2.6.0 Jan 24, 2024
2.5.0 Jan 4, 2024
2.4.0 Dec 28, 2023
2.4.1 Dec 28, 2023
2.3.1 Dec 15, 2023
2.2.0 Dec 8, 2023
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More by【Exto Inc.】

# App App Category App Price App Initial Release Date
1
Atlas - Rewards Credit Card
Exto Inc.
Finance Free Jun 28, 2022