24 Million People Will Lose Health Coverage Under Trump Bill, What Can We Do?

Author: Jordan Miles
Date: Jul 8, 2025
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Congress Wants to Cut Your Care to Fund Billionaires. Sound Fair? 

In a move sharply favoring the wealthy, Congress has passed Trump's "One Big, Beautiful Bill," which slashes over $1 trillion from Medicaid and ACA programs—while providing massive tax breaks to the billionaire class. Gop budget gives to the rich

what it means for you? In a word, it could raise your health insurance by over $15,000 a year—all to fund a billionaire tax break. 

🧾 How Could Your Health Insurance Go Up by $15,000+?

Because Congress just approved a budget that guts funding for the Affordable Care Act (ACA) and Medicaid—programs that provide financial help to families, freelancers, and low-income individuals. According to the Congressional Budget Office and multiple health policy experts:

  • ACA subsidies are being cut, which means fewer people qualify for help
  • Medicaid eligibility is shrinking, and a work requirement (80 hours/month) could disqualify millions

  • Enrollment windows are being shortened and auto-renewals removed, making it easier to miss coverage deadlines

  • Premiums for some families will jump by $1,000–$1,500/month—up to $15,000+/year

If you're self-employed, have a part-time job, or are between jobs, these changes hit hardest.  Even if you're not doing side hustles, the Trump Bill affect almost everyone, especially for wage-earning class. So it's better to prepare in advance and know the detailed budget bill, so you can minimum your loss.

Let me walk you through this bill in plain language, so you have a clear view for it:

🔍 What's in This So‑Called "Beautiful Budget Bill"? 

⚠️ Who's At Risk Under Trump's "Beautiful Budget Bill"? 

24 million Americans on ACA marketplace plans 

78 million Medicaid enrollees (low-income adults, children, disabled, pregnant, elderly, immigrants)

Low-income and transient populations, who may miss paperwork deadlines and get dropped

Rural hospitals & nursing homes, threatened with closures without provider-tax support

By 2034, the Congressional Budget Office estimates 10–12 million people will lose coverage due to this legislation vox.com+3wired.com+3wabe.org+3. Other reports estimate losses could reach 17–24 million, especially when including food stamps and other supports.

🆘 What Can You Do to Reduce Your Loss? 

Call or email your senators today—tell them: "I can't afford a $15,000‑plus raise in my healthcare bill."

Stay informed—track your Medicaid or Marketplace eligibility paperwork, and set reminders for deadlines.

Enroll or re-enroll early, before the open season is cut short.

Seek out local safety nets—community clinics, Medicaid savings programs, nonprofit health shares.

Support political advocacy groups like "Americans for Healthy Communities"—they're mobilizing to fight this bill.

🛡️ What Are the Alternatives If Costs Skyrocket? 

Health Savings Account (HSA) with high-deductible plan—tax‑advantaged savings for future health costs 

Short-term health insurance—emergency backup between gaps

Catastrophic/Essential Care plans—basic coverage at lower costs

Medicaid waivers or state‑level assistance programs—available in expansion states

Free and sliding‑scale clinics, FQHCs, and charity care networks

🧠 Final Thoughts 

We Make—They Take isn't just a slogan. While everyday Americans strain under rising costs, this bill transfers wealth upwards—skewed to billionaires and top earners—while stripping away vital protections. Over 24 million could lose coverage, rural communities could lose hospitals, and millions more will feel the squeeze. 

If this angers you, you're not alone. But anger only helps if you act: 

✅ Call your Senator 

📅 Mark your calendar for ACA Open Enrollment 2025 

💻 Compare Health Insurance plans today Your health is too valuable to trade away for someone else's yacht. 

📣 Speak out now: demand protection, transparency, and relief for those who need care most—not another tax break for the ultra-rich.

❓ FAQs-How to Survive the Budget Fallout 

Q1: Could my insurance really go up by $15,000/year? 

Yes. Removing ACA subsidies and imposing new costs (co-pays, lost eligibility) could easily escalate your out-of-pocket spending by $1,200+ per month

Q2: Will rural hospitals close? 

Likely. With provider‑tax cuts and growing uncompensated care, over 300 rural hospitals risk closure

Q3: Who loses coverage fastest? 

Transients, homeless, non-English speakers, immigrants, working parents—anyone who misses paperwork or fails to report 80 hrs/month 

Q4:Will seniors be affected by these cuts? 

Absolutely. The bill reduces federal support for Medicare Advantage Plans 2025, which means less coverage, fewer perks, and higher premiums for seniors.

Q5:What if I'm self-employed or freelance?

You're likely to be one of the first impacted. Start comparing Health Insurance Quotes now, and explore self-employed health plan options that offer flexibility. 

Q6:Where can I get help with medical bills if I lose coverage? 

Visit Medical Bills Help USA programs, local nonprofits, and state-sponsored aid—many offer one-time relief grants or payment negotiations.

Q7: How do I avoid losing coverage? 

Keep every form up to date, set calendar reminders for six-month checks, apply for waivers, and keep income proof ready.

About Jordan Miles
I'm Jordan Miles, a former caseworker who knows how confusing government programs can be. I simplify financial assistance and benefits so everyday people can easily access the support they need—real advice, no jargon, just clear help to make life easier.

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