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PhonePe UPI, Payment, Recharge

Secure UPI, Money Transfer, Recharge, Bill Payment, Mutual Fund,...

Contains ads

500,000,000+

Total Global Downloads

  • Bundle ID

    com.phonepe.app

  • Developer

    PhonePe

  • Category

    Finance

  • Price

    Free

  • Update Time

    Jul 22, 2025

  • 12756251 Ratings

    4.383476

  • Bundle ID

    com.phonepe.app

  • Developer

    PhonePe

  • category

    Finance

  • Price

    Free

  • Update Time

    Jul 22, 2025

  • 12756251 Ratings

    4.383476

Screenshots & Media

App Info

Description

PhonePe is a payments app that allows you to use BHIM UPI, your credit card & debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline & online stores. You can also invest in mutual funds & buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance & banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts– Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan & Pay via QR Code at local stores like kirana, food, medicines etc.

Buy/Renew Insurance Policies with PhonePe Insurance App

Health & Term Life Insurance
- Compare/Buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens & families

Car & Two Wheeler Insurance
- Browse & get India’s most popular bike & car insurance
- Buy/renew your car & bike Insurance in less than 10 minutes

Other Insurance
- PA Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business & leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities and burglaries.

PhonePe Lending

Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey.

Repayment Period: 6 - 36 Months
Maximum APR: 30.39%

Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 24.49% per annum
Processing Fee: ₹2,500 (2.5%)
GST on Processing Fee: ₹450
Total Interest: ₹13,756.27
EMI: ₹9,479.69
Maximum APR: 30.39%
Amount Disbursed: ₹97,050
Total Repayment Amount: ₹1,13,756.27

We offer loans from some of India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, and Credit Saison India.

Mutual Funds & Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to ₹46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth & stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app

Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline & online outlets and across the PhonePe app.

Manage your refunds
- Manage & track refunds from your favorite shopping websites on PhonePe.
For more details, Visit www.phonepe.com

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim & let user choose
Microphone: to carry out KYC video verification
All

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Version History

Version Time
25.06.27.0 Jul 22, 2025
25.06.13.0 Jul 10, 2025
Jul 5, 2025 Jul 5, 2025
Jul 3, 2025 Jul 3, 2025
Jun 25, 2025 Jun 25, 2025
Jun 15, 2025 Jun 15, 2025
Jun 7, 2025 Jun 7, 2025
May 17, 2025 May 17, 2025
May 13, 2025 May 13, 2025
May 6, 2025 May 6, 2025
Apr 29, 2025 Apr 29, 2025
Apr 15, 2025 Apr 15, 2025
25.02.12.0 Apr 3, 2025
Apr 3, 2025 Apr 3, 2025
25.02.03.0 Feb 26, 2025
25.01.10.0 Feb 14, 2025
24.12.27.0 Jan 27, 2025
24.12.13.0 Jan 8, 2025
24.11.29.0 Dec 24, 2024
24.11.15.0 Dec 16, 2024
24.11.04.0 Dec 5, 2024
24.10.18.0 Nov 12, 2024
24.10.04.0 Oct 28, 2024
24.09.20.0 Oct 18, 2024
24.09.06.0 Oct 4, 2024
24.08.23.0 Sep 17, 2024
24.08.09.0 Sep 5, 2024
24.07.26.0 Aug 20, 2024
24.07.12.0 Aug 8, 2024
24.06.28.0 Jul 24, 2024
24.06.14.0 Jul 16, 2024
24.05.31.0 Jun 14, 2024
24.05.17.0 Jun 12, 2024
24.05.03.0 May 27, 2024
24.04.19.0 May 14, 2024
24.04.05.0 Apr 15, 2024
24.03.08.0 Apr 1, 2024
24.03.22.0 Apr 1, 2024
24.02.23.0 Mar 18, 2024
24.01.19.0 Feb 20, 2024
24.01.05.0 Jan 29, 2024
23.12.22.0 Jan 16, 2024
23.12.08.0 Jan 4, 2024
23.11.24.1 Dec 18, 2023
23.11.10.0 Dec 14, 2023
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