Yuva - Personal Loan App

न्यूनतम दस्तावेज़ीकरण और तेज़ निर्णय प्रक्रिया के साथ व्यक्तिगत ऋ...

100,000+

Total Global Downloads

Bundle ID
yuva.loan.app
Developer
YUVARAJ FINANCE PRIVATE LIMITED
Category
Finance
Price
Free
Update Time
Oct 17, 2024
29964 Ratings
4.3563256

Bundle ID
yuva.loan.app
Developer
YUVARAJ FINANCE PRIVATE LIMITED
category
Finance

Price
Free
Update Time
Oct 17, 2024
29964 Ratings
4.3563256

Screenshots & Media

App Info

Released on 9 जुल॰ 2024
Current Version 1.2.0
Age Rating 3+ के लिए रेट किया गया
Developer Email ***********
App Support
Privacy Policy https://yuvarajfinance.in/privacy-policy/

Description

Yuva is an instant personal loan app provided by RBI (Reserve Bank of India) registered NBFC (Non-banking Financial Company) - YUVARAJ FINANCE PRIVATE LIMITED. Our goal is to convey a sense of youthful energy, dynamism, and forward-thinking.

1. DETAILS AND REPRESENTATIVE COST CALCULATION:
o Loan amount: up to 20,000 Rs.
o Repayment period: 61 - 365 days
o Interest rate: 36% per annum
o Fees: start at 99 Rs.
o Maximum Annual Percentage Rate (including interest rate and fees): 97%

For example, if the loan amount is 10,000 Rs. with a repayment period of 93 days (three installments in 31 days each), the interest is 36% per annum with a one-time processing fee of 699 Rs. The total cost of the loan will be 10,000 Rs. 36% 93 / 365 (interest) + 699 Rs. (all fees applicable) = 917 Rs. + 699 Rs. = 1,616 Rs. The total amount to be paid is 10,000 Rs. + 1,616 Rs. = 11,616 Rs., so a monthly payment is 11,616 Rs. / 3 = 3,872 Rs.

2. ELIGIBILITY RULES FOR PERSONAL LOAN:
o Indian adult citizen
o Valid PAN
o Aadhaar verification via Digilocker
o Monthly household income > 25,000 Rs. and the annual income > 3,00,000 Rs.
o Valid bank account details

3. DATA PROTECTION:
o We comply with regulation rules and industry standards being the member of FACE (Fintech Association for Consumer Empowerment)
o Your data is encrypted, securely stored, and can be requested to delete o We don’t transfer data to third parties
o Yuva App does not ask for sensitive permissions
o For more details please visit Data safety section

4. MAIN FEATURES OF YUVA INSTANT LOAN APP:
o Competitive products
o Easy to get user interface and modern design
o Optimized process with minimum steps and information required
o Various loan repayment options (UPI, card, wallet)
o 24/7 customer support (email, helpline, Whatsapp chat)

5. YUVA LOAN APP PROVIDES:
o No hidden or upfront fees
o Only necessary documentation
o Fast decision
o New to credit customers can be also considered
o Higher loan amounts for repeat clients

6. HOW IT WORKS:
o Register with phone number
o Pick affordable loan amount and term
o Provide data for loan application and verify KYC
o Receive decision and sign loan agreement in case of positive one
o Right away get money in your bank account

7. ANY QUESTIONS:
Please check App support section.

All